The Power of Leverage: Why Homeowners Build Wealth Faster
Why do homeowners build wealth faster? It’s leverage. A clear, real-world explanation of property leverage — from Babylon to modern Swiss mortgages.
Why do homeowners build wealth faster? It’s leverage. A clear, real-world explanation of property leverage — from Babylon to modern Swiss mortgages.
Is buying a home better than renting in Switzerland? A numbers-first comparison using realistic Zurich data and real ownership costs.
A curated list of books on investing, money and decisions. Timeless reads I’ve personally found valuable for building long-term judgement and perspective.
A concrete example of how the Swiss pension system can be used to repay a mortgage more efficiently, using Pillar 2 buy-ins and tax optimisation.
Planning a baby in Switzerland means balancing many decisions — from flats to insurance. Here’s a clear, personal guide to choosing health insurance for pregnancy, understanding what’s covered under basic insurance, and knowing when private is worth it.
Health insurance in Switzerland can feel like a maze. This actuary-written guide answers the 10 questions every expat asks — from costs and coverage to how to save money.
Choosing health insurance in Switzerland doesn’t have to be confusing. This actuary-written guide shows you how to compare models, deductibles and insurers — and truly pay less.
Instead of simply repaying your mortgage with after-tax money, you can use your Pillar 2 pension to do it more efficiently — turning one rule (the WEF withdrawal) into a tax-optimized “smart mortgage loop.”
For many families, WEF is the difference between “we’ll buy someday” and “we can actually do this now.”
This guide explains how Swiss Pillar 2 and Pillar 3a can be used to finance your own home — pledge vs withdrawal, real tax rules, limits, and what we learned from using WEF ourselves.
Most people only think about their pension when retirement suddenly feels close — but by then the system has already shaped decades of future income. This friendly guide explains Switzerland’s three pillars (and the crucial fourth one you build yourself) so you can make smarter decisions long before it’s too late.